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A New Era in Healthcare: President Trump's Recent Bill Promises to Lower Health Costs by 80%
In a groundbreaking move to reform healthcare affordability, President Trump has recently signed a bill aimed at reducing health costs by...
20 minutes ago3 min read
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How to Ask for a Credit Limit Increase (And Why It Can Help Your Credit Score)
Raising your credit limit can be a smart financial move—when done strategically. Not only can it boost your purchasing power, but it can...
5 days ago2 min read
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How Tariff Wars Affect Your Wallet — And Smart Ways to Fight Back
Tariff wars might sound like high-level economic battles fought between governments, but their effects trickle down quickly to our daily...
May 62 min read
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Student Loan Forgiveness Under Fire: What Trump’s 2025 Policy Changes Mean for Borrowers
In 2025, student loan borrowers across the U.S. are seeing a major shift in federal loan policy. With President Donald Trump back in...
May 12 min read
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How Much Can Your Credit Score Increase When You Start Building or Improving It?
When people begin their credit journey or decide to repair and improve their credit, one of the first questions they often ask is: “How...
Apr 293 min read
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Why Credit Scores Matter More Than Ever for Younger Generations Facing Financial Strain
In today's shifting economic landscape, younger generations—particularly Gen Z and Millennials—are encountering significant financial...
Apr 252 min read
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Does Your Credit Score Affect Opening a Checking Account? What You Should Know Before You Apply
Opening a checking account sounds simple enough, right? Walk into a bank, fill out some forms, and boom — you’re in. But here's something...
Apr 223 min read
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Does Paying Your Credit Card Hurt Your Credit Score? Here's the Truth
If you've ever worried that paying off your credit card might somehow hurt  your credit score, you're not alone. It sounds...
Apr 162 min read
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Mortgage Rates Drop Again: 30-Year Mortgage Hits 6.64% for the Second Time in Two Weeks
Good news for homebuyers and those looking to refinance: mortgage rates in the U.S. have dipped once again, bringing some relief to the...
Apr 103 min read
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Growing Concerns: Car Loan Delinquencies Are on the Rise Across the U.S.
In recent months, financial analysts have raised alarms about a troubling trend in the U.S. economy: an increasing number of Americans...
Apr 33 min read
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How to Get a Loan with Bad Credit: The Realities and Risks
Getting a loan with bad credit can feel like an uphill battle. When your credit score is low, it can be difficult to find lenders willing...
Mar 284 min read
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Mortgage Rates Are Dropping: What It Means for Homebuyers and Homeowners
In the world of real estate, one of the most significant factors influencing the housing market is the mortgage rate. Over the past few...
Mar 204 min read
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What’s My Credit Score if I Don’t Have Credit?
When it comes to managing your financial future, your credit score  plays a significant role. It’s the number that lenders, landlords,...
Mar 183 min read
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Building Your Credit Score After a 300: A Step-by-Step Guide
A credit score of 300 is the lowest possible score on most scoring models, and if you're there, you might feel overwhelmed by the idea of...
Mar 114 min read
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Why Checking Your Credit Report Matters – A Wake-Up Call for 27% of Americans
A recent study revealed that 27% of American adults do not check their credit reports at least once a year. This statistic might seem...
Mar 63 min read
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Why Does My Credit Score Go Down If I Pay Off My Credit?
If you've recently paid off a credit card or loan, you might have been expecting your credit score to rise. After all, paying off debt...
Mar 44 min read
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New Concerns: How Landlord Credit Reporting Could Impact Your Score
As more landlords begin using debt collectors to report unpaid rent to the credit bureaus, many consumers are finding themselves at risk...
Feb 274 min read
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Why Do You Need to Start Fixing Your Credit Score Now?
When it comes to your financial future, your credit score is one of the most important numbers that can shape your path. Yet, many people...
Feb 254 min read
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FICO to Incorporate Buy Now, Pay Later Data into Credit Scores: What It Means for Your Financial Future
In an exciting development for consumers, FICO has announced plans to incorporate Buy Now, Pay Later (BNPL) data into its credit score...
Feb 203 min read
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New Laws Affecting Credit Repair: What You Need to Know
In recent years, the credit repair industry has come under intense scrutiny due to the rise of scams and misleading practices. In an...
Feb 183 min read
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What Happens When the CFPB Shuts Down? Here's What You Need to Know and Where to Find Help
In February 2025, former President Donald Trump’s administration moved to shut down the U.S. Consumer Financial Protection Bureau (CFPB),...
Feb 133 min read
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The Challenges of Committing to Credit Repair
Committing to credit repair can often feel like an overwhelming and daunting task, especially for individuals who have struggled with...
Feb 113 min read
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FTC Sending $5 Million in Refunds to Victims of Deceptive Credit Card Debt Relief Scheme
The Federal Trade Commission (FTC) has announced a significant move to provide justice for victims of a deceptive credit card debt relief...
Feb 63 min read
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Your Essential Reminders Before Repairing Your Credit
Are you tired of seeing that dreaded "Credit Score" number hanging over your head? Perhaps you've already tried fixing it before, only to...
Feb 42 min read
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