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When the Government Shuts Down: What It Means for Your Wallet (and Credit)
Governments shutting down may feel like distant politics to many, but for countless people it morphs quickly into a personal financial crisis. Whether you’re a federal employee, contractor, or someone whose life indirectly depends on government‐run programs, the ripple effects can hit your bank account and credit score hard. Here’s how—and more importantly—what you can do about it. 1. The Trouble Starts with Interrupted Income What can happen: If you're a federal employee des
9 hours ago4 min read


Cancer Diagnoses and Credit Scores: New Study Links Health Crisis to Financial Toxicity
A new study released on October 3, 2025 , has shed light on the deep and often overlooked connection between serious illness and...
5 days ago2 min read


Credit Scores Are Declining Across the U.S. – What You Need to Know
In recent months, Americans have been facing a new kind of financial pressure: declining credit scores. After years of relative stability...
6 days ago2 min read


How Can a Great Credit Score Protect Me From a Recession?
When the economy slows down and a recession hits, many people start worrying about job security, rising interest rates, and access to...
Oct 12 min read


Fed Just Cut Interest Rates — Here's What It Means for You
The Federal Reserve has just lowered its key interest rate by 0.25% — the first cut of the year. While that might sound like something...
Sep 182 min read


When Is the Best Time to Negotiate a Collection Account?
Let’s be honest — dealing with collection accounts is stressful, intimidating, and something most of us would rather ignore. Whether...
Sep 94 min read


Revenge Saving: Taking Back Control of Your Money (Without Going Broke Doing It)
We’ve all been there: you check your bank account after a tough breakup, a layoff, or a series of bad financial decisions and think,...
Sep 43 min read


The Silent Killers of Your Finances: Hidden Fees That Drain Your Wallet
When we think about financial trouble, we often imagine big, sudden expenses — medical bills, car repairs, or job loss. But sometimes,...
Sep 23 min read


Why Did My Credit Score Drop After Round 1? (And Is That Normal?)
If you've just completed Round 1 of credit repair and noticed your credit score dropped a bit, you're not alone—and you're not doing...
Aug 272 min read


What Does It Mean When the Bureaus Updated My Collection Account?
If you’ve ever pulled up your credit report and noticed that a collection account has been “updated,” you might have paused, squinted at...
Aug 214 min read


Can a Negative Account Be Permanently Removed from Your Credit Report?
If you've ever dealt with a late payment, a charge-off, a collection, or even a repossession, you know how stressful it can be to see...
Aug 193 min read


VantageScore vs. FICO: Which is Better When You’re Building Credit?
When it comes to improving your credit, knowing how your scores are calculated and which score you’re looking at can make a huge...
Aug 142 min read
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